dont you just hate it..?

dont you just hate it when friends borrow money from you? im kind in nature and i usually have extra cash... so when friends borrow money i usually lend them... but even if this is extra money.... twas still hard-earned... having to go to office everyday and i usually stay in the office 10hours...

everyone is having hard times lately.... and there are times when i need the money i lent badly... (just like when i went to taipei)... problem is,,, these friends think that since we're close,,, they can just pay me when able *sniff* what about me? i also have bills to pay, arashi stuff i wanna buy and other things i wanna do with the money...

its sad to think that im working hard for my money and yet i dont get to use much of it... just now im chatting with a friend (u know who u are) who's about to explode ahahahaha and our topic is on lending money...

i would feel guilty if i have extra money and decline if ever someone borrows money from me so i just lend them... but.... !@#$%^&*() they know they owe me money so why not pay right away?! i dont mind receiving payment in installment basis if the borrowed money is kinda difficult for them to pay right away... but i want to be paid!!!!!!!!!!!!!!!!! and... its not as if people who borrow money from me dont have money to pay me... its just that,,, sometimes they use the money they borrow from me to pay other debts... then they borrow again from other people and buy stuff..... and so on...if they cant pay me right away its okei... but.... not paying even a single cent for months!!!!!!!!!!!!

how do you deal with these people? how do you say no when they borrow money again? how do you tell them that they should be working like you so they could have money of their own? how do u tell them that you dont have a money tree ahahaha argh!!!!!!!!!!!!!!!!!!!!!!!!!!!